Is there a certain age requirement to get a mortgage?
- Age not less than 21 years and not more than 65 years at the end of the funding period
What are the guarantees required to obtain a mortgage? And the existence of a steady income?
- Want to buy real estate or development is to ensure that the loan
What are the conditions of the mortgage in the event that the property in one of the new cities
- Must be a letter from the New Urban Communities Authority or from the device's drug benefit that he has no objection to the foreclosure of the building without the land addressed to the Financier.
What are the required documents of the property to be financed?
- Images recorded by month contract estate land contract or images based upon the property registered in the real estate are also images of building permits
- Photos of engineering drawings
- Certificate of the actions of real estate for 10 years
- Tax payment receipt (temporarily returns)
Is it necessary to the investor (borrower) insurance on the property?
- Yes, that investor shall Aldharoa insurance because the insurance preserves the rights in the event of death or disability, the unit was funded to the danger of fire or earthquake.
What is the role of mortgage broker?
- Is the person who is the process of mediation between the investor (borrower) and the owner of the property and face funding helps the investor to identify the property and installments and the repayment period to suit the physical conditions as well as help him face the choice of funding that achieve his goals.
What is the role of expert assessment in the process of real estate financing?
- Real estate valuation expert is a person that determines the price of the property investor who wishes to (the borrower) to buy, where to report the evaluation of a real estate mortgage to face determines the price of the unit or the target housing or real estate to buy and build on this evaluation process is determining the amount of funding requested
Who bears the cost of fees Almqiem real estate?
- The investor (borrower) is who is to bear this cost
What if I disagree price assessment for the agreed price?
- In this case shall be notified of the investor (borrower) the value of the actual valuation of the property in accordance with and in the case of his insistence on the same property shall bear the price difference between the price agreed upon with the property owner and the price evaluation
What are the documents required for proof of income for funding?
- If you are an employee:
Documents required are: Proof of income includes salary and vocabulary Job Title and date of appointment stamped from the employer and the manager in charge
- If you are a liberal profession:
- Required documents: Certificate IRS describes your income tax and tied it payable during the last three years or a personal bank statement for two years or any document to prove income useful and accepted by the face of funding.
What is the maximum monthly premium according to the law?
- The monthly installment should not be greater than:
25% of monthly income as a minimum and a maximum of 40%
Is it possible to combine the income of the husband and the wife's income to get a mortgage?
- Yes Aldkhlin can be combined to obtain a mortgage
Is it permissible to obtain a mortgage for Egyptians working abroad?
Yes, it is possible to get at real estate financing for Egyptians working abroad
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